Material on this site is the copyrighted property of the Chexpert Inc. All rights reserved. The information and images presented here may not under any circumstances be reproduced or used without prior written permission. To reproduce, republish, upload, post, transmit, distribute or publicly display material from this Web site you will need written permission from Chexpert, Inc. 
Users agree not to use this site for sale, trade or other commercial purposes. Users may not use language that is threatening, abusive, vulgar, discourteous or criminal. Users also may not post or transmit information or materials that would violate rights of any third party or which contains a virus or other harmful component. Chexpert, Inc. reserves the right to remove or edit any messages or material submitted by users. 

Chexpert is not responsible for material submitted to Chexpert or posted in chat rooms or on bulletin boards by site users. By communicating with Chexpert, however, users grant Chexpert permission to use any information, suggestions, ideas, drawings or concepts communicated for any purpose Chexpert chooses, commercial, public or otherwise, without any compensation whatsoever. 

THE MATERIALS IN THIS SITE ARE PROVIDED "AS IS" AND WITHOUT WARRANTIES OF ANY KIND EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW, CHEXPERT DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. CHEXPERT DOES NOT WARRANT OR REPRESENT THAT THE INFORMATION IS ACCURATE OR RELIABLE, OR THAT THE SITE WILL BE FREE OF ERRORS OR VIRUSES. 

Under no circumstances, including but not limited to negligence, will Chexpert be liable for special or consequential damages that result from the use or inability to use the materials in this site. In no event shall Chexpert's liability to a user for any loss, damage or claim exceed the amount paid by the user for accessing this site. 

Our Internet privacy policy is: 

• You do not have to give us personal information to visit our Web site.
• We do not share or sell our contact information. 
• We collect personally identifiable information only if specifically and knowingly provided by you. Personally identifiable information includes your name, e-mail address, home address, phone numbers, or other information that identifies you personally. We collect the information to respond to your inquiry, or to assist in providing to you Chexpert products or services in which you have expressed an interest. In some cases, the information you provide will be used to merely respond to your electronic inquiry and will not be maintained. 
• Chexpert uses cookies for limited purposes that enable your use of certain features and improve the functionality of our Web site. While we do gather certain information about your visit to our Web site, such as for statistical purposes, this information does not identify you personally. 

We will collect certain information about your visit automatically through the use of standard Web server log files. This information does not identify you personally. We automatically collect and store only the following information about your visit:

• The Internet domain if you use a private Internet access account, and an IP address from which you access our Web site; 
• The type of browser and operating system used to access our site; 
• The date and time you access our site; and,
• The pages you visit.

Chexpert does not under any circumstances attempt to link this data, including your Internet domain, IP address, or affiliate referral data, with personally identifiable information.

We use this information to help us make our site more useful to visitors. We use it to learn about the number of visitors to the different sections of our site, what information is of most and least interest, and technical information that will enhance ease of use, such as the types of technology our visitors use and system performance or problem areas. We do not track or record information about individuals and their visits.

Information collected from e-mails and on-line forms

Most of our Web pages allow you to send us an e-mail. If your e-mail message includes personally identifiable information, as for example in an electronic mail message containing an inquiry, we will use that information to respond to your inquiry. In addition, in some cases it may be used to provide information or to fill your order for Chexpert products and services in which you have expressed an interest. 

Remember that e-mail may not necessarily be secure against interception. If your e-mail communication is very sensitive, or includes information such as your bank account, charge card, or social security number, you should send it by mail unless the Web site indicates the particular site is secured.

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